Getting travel insurance is something that people normally do not consider when travelling. The thought of having an accident or getting sick when you’re on vacation is unpleasant. If you’re traveling abroad, you need some form of cover in case you need medical attention, or you may also be unfortunate to lose your luggage or get robbed while away from home. Travel insurance can help cover such expenses as well as get you back home when the need arises.
Travel Insurance is Very Important to Have
Travel insurance is a type of policy that covers you on several risks associated with travelling abroad and is a mandatory visa application requirement for certain destinations. Risks covered usually include but are not limited to the following:
- Medical expenses and hospitalization while you are abroad
Medical bills can be expensive especially when you are abroad where you are not covered by your regular/local medical aid. You may not be able to afford the medical bills out of pocket and travel insurance comes in to assist you pay for your bills.
- Emergency evacuation or repatriation
Travel Insurance covers evacuations and repatriations. If you need to be taken to the nearest hospital for treatment, this is called an evacuation. If it’s necessary for you to return home for medical treatment, then this is known as repatriation.
- Trip cancellations or interruptions
Cancellations are likely to happen when travelling abroad, and most travel insurance policies cover cancellations. This also includes compulsory quarantine following COVID-19 diagnosis. Always make sure your chosen travel insurance policy specifically covers cancellations and interruptions.
- Accidental death, injury, or disablement
If you become ill or injured while abroad, your travel insurance will cover necessary medical care up to an agreed upon maximum payout amount. It doesn’t matter if it’s a sudden emergency or chronic condition if the condition requires treatment by a qualified doctor or other health professional in the country where you’re staying at the time of the incident and not back home, you’ll be covered through your travel insurance policy provisions.
Travel insurance is a necessity when travelling abroad. Contact Cell Insurance on 08677 200 200, email firstname.lastname@example.org or visit our website here to find out more about Honeygold Travsure