Provides cover for buildings, home contents, boats (small crafts), individual personal effects and the family benefactor. The perils covered include fire, lightning, accidental damage, impact, theft and water damage. This policy also extends to cover the insured for personal accident which is injury or death due to accidents. The family benefactor pays the remaining family members in the event of death of an insured family member. In the event of disability the family member is paid a percentage of the death benefit and/or medical expenses.

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